Key Responsibilities: 

• Gain keen understanding of credit guidelines. 
• Conduct in-depth credit investigations to verify borrower information, employment history, financial status, and credit history. 
• Identify and analyze red flags, inconsistencies, and potential fraud indicators. 
• Ensure zero tolerance for fake borrowers and fraudulent documents. 
• Conduct site visits and interviews as needed to validate information. 
• Prepare comprehensive credit investigation reports (CAM), providing clear and concise recommendations regarding loan applications. 
• Maintain a high level of accuracy in credit investigations, minimizing errors and ensuring sound lending decisions. 
• Adhere to a strict turnaround time (TAT) for processing credit investigations, striving to achieve a 1-day TAT from the time an application is received from Sales. 
• Effectively manage a high volume of accounts, processing a minimum of 40 accounts per month or 100% of endorsed accounts, whichever is lower. 
• Continuously strive to improve the Return CAM (Credit Approval Memorandum) rate, reducing it from 30% to 10%. 
• Maintain a low past due vs. release rate (below 2%) for all investigated and approved loans. 

Key Requirements: 

• At least High School Graduate (Old Curriculum), K-12 Graduate, open to fresh graduates. 
• 6 months to 1 year of experience as a Credit Investigator, preferably in the financial services industry is preferred. 
• Strong understanding of credit analysis principles, financial statements, and credit reporting systems. 
• Excellent analytical, research, and investigative skills. 
• Ability to identify fraudulent documents and assess risk effectively. 
• Strong attention to detail and commitment to accuracy. 
• Excellent communication and interpersonal skills. 
• Ability to work independently and meet deadlines under pressure. 
• WILLING TO BE ASSIGNED AT ASIALINK SUMULONG BRANCH

Please refer to job description.