Are you a high performing credit analyst looking to take the next step in your career?

Our client is looking for a Credit Analyst with experience in small business lending in Australia.

The role requires you to provide high-quality credit analysis and decision recommendations for new and existing customers in line with their credit policies and operational procedures.

Core Responsibilities

• Work closely with senior credit analysts, underwriters, and other departments to ensure accurate and efficient processing of small business credit applications.
• Analyze financial statements, payslips, tax reports, credit reports, and other financial documents to assess the creditworthiness of applicants and validate income and expenses.
• Ensure that all credit decisions are made within the company's policies and the delegated lending authority limits.
• Provide support to senior staff in assessing higher-risk or complex credit applications and present findings to to them for further review or approval.
• Efficiently process queries and challenges posed by Business Development Managers, Account Managers & Referral Partners.
• Create feedback loop with Credit Team Lead to identify and address trends in high-risk client applications and transaction management.
• Other duties assigned by direct manager.

Position Requirements:

• A Bachelor's/College Degree in Accounting, Finance or equivalent preferred
• At least 3 years of working experience in Banking/Financial Services specifically on loan application processing and credit assessment.
• Experience with small business and self-employed credit assessment, cash flow lending and/or equipment finance
• Advanced interpersonal skills and the willingness to have difficult conversations with internal and external stakeholders.
• Understanding of Equifax and/or other Credit Bureau standards and procedures.
• Ability to write professional credit proposals that serve the interest of all parties involved.
• Excellent written and verbal communication skills.
• Ability to proficiently manage multiple tasks at the same time.
• Experience working for an Australian financial institution or previously operating with a delegated lending authority is an advantage.

The role will be based out of the clients office in Bonifacio Global City, Taguig in a hybrid work set up.

Please refer to job description.