We’re Hiring: Credit Analyst

Transform your workspace and your career—join us for a flexible work-from-home role that fits your lifestyle! 

We are currently on the lookout for an Credit Analyst to join our team at Cloudstaff, the #1 workplace everywhere! Be part of a team that values your skills and supports your growth. Join us and make your mark in an organization that’s shaping the future, nurturing talent, fostering innovation, and creating a positive work environment where everyone can thrive!  

Role: Credit Analyst

Work Arrangement: Work from Home

Schedule: Morning shift  

Job description:

Office Flex is a permanent Work From Home and includes Fiber Internet, Backup Internet, UPS, PC/Laptop.

Reports To: Broking Team Leader

Primary Function: The primary function of the Paraboker/Credit Analyst role is to support the onshore Mortgage Broking and Property Investment teams by analysing borrowing capacity and funding positions for both Property Investment and Mortgage Broking clients.

Task and Responsibilities:

• Review income documentation, eg. payslips, to ascertain client’s income with high accuracy
• Calculate borrowing capacity, funding positions, and prepare product comparison spreadsheets using Excel and CRM tools
• Determine assets and liabilities for loan applications accurately
• Prepare detailed borrowing capacity scenarios for Mortgage Brokers and other onshore stakeholders
• Work collaboratively with onshore stakeholders to workshop different scenarios and lender policies to find solutions
• Conduct in-depth research and maintain up-to-date knowledge of lender policies and lending regulations
• Exceptional verbal and written communication skills, with an ability to present complex financial data clearly 
• Strong attention to detail and commitment to high levels of accuracy

Qualification and requirements:

Ideal Candidate (must have requirements):

• At least 2 years of solid experience as a Parabroker or Credit Analyst in a Mortgage Broking environment (not with a lender or mortgage manager ie. must have exposure to a variety of lending policies and products)
• Proficient in undertaking servicing assessments, utilising individual bank servicing calculators, or tools such as Quickli
• Capable of managing a large number of applications
• Proficient in undertaking policy, pricing, and time-driven loan inquiries
• Experience liaising with lender BDMs to find suitable product recommendations
• Pro-active and solutions based, must be able to take initiative
• Excellent verbal and written English communication
• Experience in Property Investment lending advantageous, will be working with all client income types eg. PAYG, Self-Employed and Company
• Proficient with Quickli, Excel and ApplyOnline
• Must be willing and able to work as part of a team and follow company workflows and processes

Benefits and perks:

• Comprehensive health and life insurance on your 16th day of employment, covering 1 free dependent on the 16th day of employment 
• Quarterly perks boxes for WFH staff, offering groceries and snacks to keep you fueled 
• Superb and exciting Mid-Year Parties – with items to give away and cash prizes! 
• Endless opportunities for career advancement 
• We set you up for success with a company-provided PC/Laptop and fiber internet connection 
• Tech-on-wheels Support 
• Participate and join our CS Social Clubs and Special Interest Groups to connect with colleagues 
• International career growth and connections 
• Unlimited cash incentives for hired referrals 
• Mental Wellness Employee Assistance program through Lifeworks 
• In-house psychiatrist available to support employees' well-being 
• Become part of the Employee Share Units program 
• Cloudstaff Dream Points - To be used for bidding useful items like appliances, kitchenettes etc  

Cloudstaff: Build Your Career, Anywhere  

Established in 2005, Cloudstaff is a leading outsourcing company that empowers businesses to thrive through smarter talent solutions. We're passionate about creating a work environment that fosters your professional growth and overall well-being.  

Why Cloudstaff is the #1 Workplace?  

• Award-winning Culture: We're committed to building the #1 Workplace Everywhere, with a proven track record of staff engagement initiatives and industry recognition  
• Invest in You: We support your development through comprehensive training programs, mentoring and opportunities for career advancement  
• Thrive as an Individual: We offer a strong work-life balance with flexible schedules, meaningful perks and a collaborative team environment.  

Cloudstaff Jobs 

Experience an extraordinary global career at Cloudstaff, the #1 workplace everywhere. Join our talented team and be part of something bigger. Apply now!