What you will do:

• Consults the Portfolio Manager and Head of Credit & Portfolio Management in establishing the portfolio management framework as well as credit risk appetite and thresholds for the product portfolios i.e. loans/BNPL /Merchant Lending/SME
• Develops processes and builds credit portfolio monitoring and control systems for assessing, identifying and reducing credit risk while optimizing portfolio returns.
• Together with team reports, the candidate will conduct real time industry research to identify and analyze emerging trends
• Drafts, reviews and updates appropriate policies to comply with regulation and emerging trends.

What we are looking for:

• Bachelor's degree in Computer Science/Statistics/Data Science or related programs; MBA or Post-graduate in a similar field is an advantage
• 4+ years of experience in Consumer/Merchant Lending/SME credit and data analytics
• Excellent quantitative skills with background in credit scoring, credit strategy and overall credit cycle.
• Experience in Credit Loss Forecasting

Please refer to job description.